Moneta Pay - Money Services

PT. Moneta Pembayaran Teknologi, Limited Liability Company established under the laws of Indonesia hereinafter referred to as "MonetaPay", or "We". We serve payment transactions and Fund transfers both at local and international, which are carried out online in Indonesia.

We collect Your data as a user, Our services are not limited to Your business data herein after referred to as ("Data"). This Privacy Policy provides information and explanation for You, on how We collect, use, and disclose Your Data for purposes related to the use of Our services by the applicable Public.

By using our services, you acknowledge that you have read, acknowledged, and agreed to the terms of this Privacy Policy.

1. DATA WE COLLECT

1.1. The data we collect is in the form of data related to our services. We receive Data directly when You register in a MonetaPay Account, or We receive an Email from You. In addition, We receive Your Data by recording interactions with Our Services, such as using technologies such as cookies and web beacons. We also receive Your Data from third parties who have collaborated with Us, such as Our financial partners or a data verification service.

1.2. The personal data we collect is :

1.2.1. Contact details, such as name, mailing address, telephone number, email address;

1.2.2. Financial and transaction data, such as credit or debit card-related information, and other bank account-related information; and

1.2.3. Other Personal Data, such as date of birth, other government-issued identifiers

1.2.4. Browser and device data, such as IP address, device type, operating system and internet browser type, screen resolution, operating system name and version, device manufacturer and model, language, plug-ins, add-ons, and version of the Services you use;

1.2.5. Remittance data, such as funds inflow, funds outflow;

1.2.6. Cookie and tracking technology data, such as time spent on the Services, pages visited, language preferences, and other anonymous traffic data; and

1.2.7. Data perusahaan, seperti struktur hukum perusahaan, produk dan layanan yang ditawarkan, wilayah hukum, catatan perusahaan, dan informasi yang diajukan melalui layanan MonetaPay

2. DATA USAGE

Our purpose in using Your data is to support the provision of Our services, Mitigate Risk to Users and Us, and detect and prevent fraud.

Our use of Personal Data in the form of :

2.1. Verify identity for service and compliance purposes

2.2. Evaluate the use of Our services

2.3. Provide information related to marketing our services

2.4. Send service notifications and provide customer assistance

2.5. For audit purposes, based on regulations and compliance with financial industry standards.

2.6. To conduct surveillance against fraud and other malicious activities.

2.7. To improve our services

3. DISCLOSURE OF PERSONAL DATA

MonetaPay will always safeguard your data and information, only under the following conditions will we share your data and information with Third Parties:

3.1. We share Data with service providers who help us provide the Services. Service providers assist Us in matters such as remittances (in this case, banks, fund transfer operators), site hosting, data analysis, information technology and related infrastructure, customer service, e-mail delivery; audits, among others;

3.2. We share Data with parties directly authorized by the User to receive Data, such as when the User authorizes a third-party application provider to access the Users MonetaPay account. Use of Data by authorized third parties is subject to the privacy policies of such third parties;

3.3. We will share Data with third parties in the event of any reorganization, merger, sale, joint venture, assignment, transfer, or other disposal of all or any part of Our business, assets, or stock (including in connection with any bankruptcy proceedings or similar); and

3.4. For Security, Legal, and Law Enforcement Purposes. We use and disclose Data as We deem necessary:

3.4.1. based on applicable law or payment method rules;

3.4.2. to enforce Our terms and conditions;

3.4.3. to protect the rights, privacy, safety, or property of Us and/or Our Affiliates, You or others; and

3.4.4. to respond to requests from courts, law enforcement officials, regulatory officials, and any other public and governmental authorities, which may include authorities outside your country of residence.

4. SECURITY OF PERSONAL DATA

4.1. We will take all reasonable steps and measures to prevent loss, misuse or alteration of your Personal Information from unauthorized parties.

4.2. We will also put in place reasonable security arrangements to ensure your Personal Data is adequately protected and secure. Appropriate security arrangements will be made to prevent unauthorized access, collection, user, disclosure, copying, alteration, leakage, loss, damage and/or alteration of your Personal Data. However, we do not bear any responsibility for any unauthorized use of your Personal Data by third parties which is entirely due to factors beyond our control.

4.3. PT. Moneta Pembayaran Teknologi always take the best measures, in terms of electronics and management to protect your Data & Information, including but not limited to SSL, encrypted information storage, and access control in data centers. We always enforce strict procedures and the best security features so that there is no leakage, damage, destruction or loss of your Data &; Information. Your Data & Information is stored on our servers located in Indonesia, as an effort to ensure the security and backup of such data. We may store your Data & Information on Third Party servers. Our security systems meet industry standards and we are constantly monitoring the development of the internet to ensure our systems are evolving as required. We are also subject to data protection laws in Indonesia.

5. DATA UPDATES

You can update, examine, or correct Your Personal Data that You previously disclosed to Us, You can do so by accessing Your MonetaPay account or by contacting Us, as well as sending an email in the form of an email requesting changes to Personal Data to Us.

6. PERIOD OF RETENTION AND DELETION OF PERSONAL DATA

We will retain Your Personal Data for the period We need to fulfill the purposes as described in this Privacy Policy, except for the following circumstances :

6.1. Required or allowed based on the provisions of the applicable law, which is for 5 (five) years.

6.2. You may submit a request for deletion of your personal information on our platform by giving written notice to us no later than 14 (fourteen) working days before the desired effective date of deletion. Provisions related to the deletion of Personal Information will be carried out in accordance with applicable laws and regulations.

6.3. Request for deletion as referred to in point 6.2. done by including proof of a copy of valid identity accompanied by the reason for the request for deletion of personal information.

7. UNDERAGE USE OF SERVICES

Our Services are not intended for you who are under the age of 18 (eighteen) years.

8. PRIVACY POLICY UPDATE

We may make changes to the contents of this Privacy Policy from time to time. Any changes we make to our Privacy Policy in the future will be posted on this page, if necessary, and notified to you by email. You have the obligation to review this Privacy Policy periodically, you are also indirectly bound by any changes to this Privacy Policy if you continue to use the service after the changes are first posted.

9. CONSENT AND ACKNOWLEDGEMENT

By accepting the Privacy Policy, you acknowledge that you have read and understood this Privacy Policy and you accept all of its terms. In particular, You understand and agree that We collect, use, share, disclose, store, transfer, and process Your Personal Data in accordance with this Privacy Policy. In circumstances where You provide Us with Personal Data relating to another individual (such as Personal Data relating to Your spouse, family member, friend, or other party), You represent and warrant that You have obtained such individuals consent to, and hereby consent on behalf of such individual to, Our collection, storage, use, disclosure, processing and deletion of Personal Data.

10. CONTACT US

If you have any questions regarding this privacy policy, you cancontact youat MonetaPay service, via emailsupport@monetapay.id.

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